I periodically (when I remember) sync most of the folders on the Mac with a folder on the NAS which is a mirrored RAID volume. I also occasionally sync the RAID with an external USB drive I keep in a fire safe.
Personal documents don't amount to too much. Photos are the bulk of the storage and having that all local would be bad if something happened. So I do actually automatically sync a copy of what I deem important to paid "cheap" cloud storage.
Used to use Amazon's Glacier (which is not online) but switched to Google because they were just as cheap but not all the downsides. If use an application called Arq to copy/sync the data (and restore if needed).
Even without sorting out all the crap photos, so there's ~100GB and it's about $1 a month.
Last edited by: rtj70 on Mon 29 Jan 18 at 17:27
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