Non-motoring > Am I invisible?	Miscellaneous
Thread Author: Tooslow	Replies: 20

Tue 1 Feb 11 15:53   Am I invisible? - Tooslow

The feeble interest rate paid by Sainsbury's Bank is coming to an end with the 12 month booster rate falling off and leaving a pathetic squib behind. Time to move those millions I won last year on the lottery elsewhere. Wife has been "electronically verified" but, as usual, I have had to jump through the hoops. Not too bad, photocopies of major documents and originals of minor docs. But why can't I be electronically verified? Any thoughts? I did protest on one occasion when a company I had been with for some years failed to electronically identify me "this may be because you have moved in the last three years or are not on the electoral roll" - no to both, and what do you know, second time round they found me. So what do I have to do to make it easier to be identified, or am I best keeping out of sight? We've been here 15 years and we keep voting so I guess I'm on the electoral roll. John Reply to this message | Report message

Tue 1 Feb 11 16:02   Am I invisible? - madf

Get a criminal record... Reply to this message | Report message

Tue 1 Feb 11 16:17   Am I invisible? - Perky Penguin

I applied for a Halifax credit card last week (No useage fees anywhere in the World was the attraction). I told them where I lived and for how long and told them who I banked with and was approved in 30 seconds for card and a £6000 credit limit. Why won't this sort of thing work for OP? Reply to this message | Report message

Tue 1 Feb 11 17:44   Am I invisible? - Cockle

No fathoming the Halifax. They rang me, not me them, and asked whether I might be interested in a 'pre-approved' card as I have/had various investments with them. As I was in the market for a card and it was a pretty good deal and I had been pretty pleased with their service I agreed, they then took all my details and said they would call back in 30 minutes. Phone rang 20 minutes later for them to tell me that I had been refused! Not only would they not explain how I could be refused for a 'pre-approved' offer they also wouldn't tell me why I'd been declined. Despite getting reports from the various credit agencies, all perfectly clear, I never did get to the bottom of it. Needless to say the investments migrated in a timely manner to other equally, if not better homes. You can also imagine the response one of their agents got a couple of weeks back when they rang to offer me a 'pre-approved' deal on a card........... Reply to this message | Report message

Tue 1 Feb 11 22:14   Am I invisible? - mikeyb

...No fathoming the Halifax. Very true. I have my mortgage through them, well bank of scotland. When my mortgage was approved they called and wanted to quote me for house insurance. Refused to insure me as they considered my post code to be flood risk area, but were still happy to give the mortgage Reply to this message | Report message

Tue 1 Feb 11 22:53   Am I invisible? - Manatee

Banks bring out the Victor in me. You are a customer already. They ring you up to sell you something. "Hello, may I speak with Bert Scroggins please?" "This is he." "Hello Mr Scroggins. This is Nellie from Megabank. Can you confirm your address for me?" "Yes of course." (long silence) "So can you confirm your address for me?" "Yes. What do you think it is?" "er...can you tell me your address for security please?" "You asked me to confirm my address. Now you're asking me to tell you. You rang me. You know who I am. I don't know who you are. What's your name and address?" "If you want to confirm that this is a genuine call you can ring us back" "But I don't even know what you want to talk to me about. I didn't need to talk to you. I still don't. If you want to tell me what you're calling about, fire away. If you don't, then I suppose I can get back to my tea, but I won't be calling back so you can get on with whatever else you were doing. Can we call time now?" "Thank you Mr Scroggins. Sorry to have troubled you" "Any time". Last edited by: Manatee on Tue 1 Feb 11 at 22:55 Reply to this message | Report message

Tue 1 Feb 11 23:46   Am I invisible? - Ted

0600 hrs, weekday, Huddersfield Road, Greenfield. Policeman directs me into layby....I comply. Girl knocks on the window...she has a clipboard. ' Good morning sir, we're doing a survey on peoples journeys.' ' Good morning ' ' Do you know where you've just come from ? ' ' Yes, I do '. ' Do you know where you're going ? ' ' I certainly do '. Girl thinks a while, ' Ok, thank you sir ' I resume my journey to work. Doh! Ted Reply to this message | Report message

Wed 2 Feb 11 08:30   Am I invisible? - Crankcase

When I were but a lad I got involved somehow in doing one of them there surveys, so I had the clipboard. The nice policeman stopped the traffic and we asked the questions. The strangest one was the milk float I got. "Where have you come from"? He pointed to the house at the start of the layby. "Where are you going to?" He pointed to the house at the end of the layby. "How long is your journey?" He just sighed. Reply to this message | Report message

Tue 1 Feb 11 16:17   Am I invisible? - John H

>> So what do I have to do to make it easier to be identified, or >> am I best keeping out of sight? We've been here 15 years and we keep >> voting so I guess I'm on the electoral roll. What results do you get with directory listings such as 192.com or 118.com or thephonebook.bt.com ? Last edited by: John H on Tue 1 Feb 11 at 16:18 Reply to this message | Report message

Tue 1 Feb 11 16:21   Am I invisible? - SteelSpark

It is all down to how efficient the handling organisation is. Tried to get an account set up with Sainsbury's, and I lost count of the number of hoops I had to jump through. Send this bit of paper here, sign it, get other piece of paper back, send it there... Tried to open a brokerage account through an office staffed by Swiss workers. Filed everything online and the account was opened in about two hours. Abrupt...but efficient. Reply to this message | Report message

Tue 1 Feb 11 16:50   Am I invisible? - bathtub tom

>>Am I invisible? Who said that? ;>) Reply to this message | Report message

Tue 1 Feb 11 16:57   Am I invisible? - Iffy

...Who said that? ;>)... I think this thread should be hidden. Reply to this message | Report message

Tue 1 Feb 11 17:14   Am I invisible? - RattleandSmoke

I have tried changed current account in the past and I just found it is not worth the hassle. My existing bank seems to have improved some what since too :). Reply to this message | Report message

Tue 1 Feb 11 17:52   Am I invisible? - Tooslow

The only criminal record I have is a John Denver album. I'm not in any directories, we're ex directory - but that covers the wife too and she's ok. I can top the Halifax story. I have their credit card, moved there years ago when bank wanted to introduce a fee and was rather sneaky about it. So no problem opening a savings account then, no need to go through id hoops? Ah, yes I do. And once again wife's id was no problem, I had to take a letter from my granny in (alright I'm exaggerating). Apparently post had been returned "not at this address". Not by me it hadn't and the account had been paid every month. :-( Thinks.... husband of niece works for a financial outfit, he might know. John Reply to this message | Report message

Tue 1 Feb 11 18:05   Am I invisible? - John H

>> I'm not in any >> directories, we're ex directory - but that covers the wife too and she's ok. >> Have you checked the websites I listed? I ask because they list NOT just telephone entries. Reply to this message | Report message

Tue 1 Feb 11 18:10   Am I invisible? - Tooslow

Thanks John, checked those three and neither I nor wife appear. Though not sure whether to use nearest town, post code town or phone code town so tried all three! Thanks, John Reply to this message | Report message

Tue 1 Feb 11 20:22   Am I invisible? - Manatee

Whose name is on the phone bill and the electricity account? It depends which proprietary service they use. Credit reference data are commonly used, so if you don't have credit cards or loans that cuts down on what's available too. Regardless of the service, it all depends on a 'match' so if your name is Featherstonehaugh and they type it in as Fanshaw, that won't help. Another frequent cause is 'difficult' addresses, flats being the classic, and houses that are on the PAF (postcode address file) as a number when the owners prefer to call it Shangri La or whatever. And if you remember your birthday incorrectly you've had it. Reply to this message | Report message

Tue 1 Feb 11 20:28   Am I invisible? - Iffy

...and houses that are on the PAF (postcode address file) as a number when the owners prefer to call it Shangri La or whatever... The managing director at our place couldn't get a card a few years ago and he couldn't understand why. Nor could we when he was moaning about it, but he did have a large house with a name. If only I'd read Manatee's post then, I could have got some brownie points. Reply to this message | Report message

Tue 1 Feb 11 20:31   Am I invisible? - MD

>> And if you remember your birthday incorrectly you've had it. >> I always try to forget mine. Reply to this message | Report message

Tue 1 Feb 11 20:35   Am I invisible? - Iffy

...I always try to forget mine... Which reminds me of the oft-repeated but slightly doubtful story of the witness in court who was asked his for his birthday. Witness: "May 25." Lawyer: "Which year?" Witness: "Every year." Reply to this message | Report message

Wed 2 Feb 11 09:02   Am I invisible? - Tooslow

It's my name on the bills and I have a credit card. But we can't get away from the fact that wife verifies fine. Ah well, one of life's mysteries :-) If only I were invisble to the scrotes too. Had that "your pc is running / booting slow, we're here to help you" call yesterday. xxxxx off! :-( John Reply to this message | Report message