Non-motoring > House Insurer at it again. Miscellaneous
Thread Author: Falkirk Bairn Replies: 5
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New Thu 27 Jan 11 20:50 
 House Insurer at it again. - Falkirk Bairn
2 years ago my eldest was £300+ for house and contents - 12 yrs never claimed a penny.


Broken into by a druggie 15 mths ago they stole £1000 kit and caused £200 window damage.

Insurer upped premium to £600 - phone call and they reduced it to £400. Same again this year Premium upped to £600 - phone call and they climbed down to £400 again.

If you don't ask /challenge they will walk all over.

Comparisons sites all around £400 for a company you have heard of. Some "uncommon names" were as low as £250.
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New Thu 27 Jan 11 20:54 
 House Insurer at it again. - R.P.
John Lewis upped me by nearly 140 quid. Direct Line were 160 quid cheaper similar cover.
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New Thu 27 Jan 11 22:24 
 House Insurer at it again. - Bellboy
our mortgage company

have just stuck a clause in the mortgage that we pay a fee of £25 per year if we dont buy home insurance off one of their recommended insurers
we have until 28th feb to show who we are with or they come down heavy
i think the dog does a good job so arent taking my bone off him
Last edited by: Bellboy on Thu 27 Jan 11 at 22:25
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New Thu 27 Jan 11 22:29 
 House Insurer at it again. - Zero
>> our mortgage company
>>
>> have just stuck a clause in the mortgage that we pay a fee of £25
>> per year if we dont buy home insurance off one of their recommended insurers
>> we have until 28th feb to show who we are with or they come down
>> heavy
>> i think the dog does a good job so arent taking my bone off him

No longer legally enforceable I believe, your insurance company informs your mortgage company if you tell them who the "interested party" (mortgage company) is.

Tell your mortgage company to poke their fee somewhere dark and brown.
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New Thu 27 Jan 11 22:30 
 House Insurer at it again. - R.P.
Some companies will refund any penalty that a mortgage company charges if you go to them.
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New Thu 27 Jan 11 22:35 
 House Insurer at it again. - Bellboy
will investigate
thanks guys
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