Got the renewal through, so doing the usual troll through comparison sites,
Quotes seem to range from £200 to over £1000. But I'm curious as to what worries the highest quoters about me so much. Something must raise the alarm bells, such that they quote a sky-high figure.
16 year old Landcruiser, 40+ years old, no claims, no convictions, safe postcode, low miles, SDP, garaged, etc etc. So what is it that worries some insurers about me?
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>> 16 year old Landcruiser, 40+ years old, no claims, no convictions, safe postcode, low miles,
>> SDP, garaged, etc etc. So what is it that worries some insurers about me?
Nothing. Its just that you don't fit the profile of the people they want on their books (probably 4x4 owners in general) so they throw you a "don't insure with us" price.
Sometimes its a con, The main name insurance company may throw you a big number, and one of their other brand names may throw you one half that. You being a canny shopper plump for the lesser one as you think you got a bargain. "Ha I got insured with xxx for half price" whereas really you paid 100 quid more than yyy.
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Don't forget to ring NFU, they plough their own furrow as it were price wise, which could be either way, though premiums increased by 40% a few months ago across the board.
Some Hilux owners have done well with Direct Line, and Adrian Flux too.
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I agree on NFU being different to the rest - in my case not even slightly competitive. Their person was very confused as to why their system was quoting so much.
I doubt Adrian flux will be able to help; my renewal (for a landcruiser) came through from them at £833 (up from £350) - the reason was that their 4x4 underwriter was no longer quoting.
My best two prices came from Admiral (multicar) and Aviva. Late 40s, 6 years no claims, landcruiser 120 with a couple of small mods.
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Are you on the TLOCUK forum, Tigger?
I tried Aviva, and when I got to the end it told me they needed to talk to me! The best so far is from Sureterm and the AA. The AA give 90 days european cover, but the Sureterm says different things in different places.
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Toyota Landcruiser 80 Amazon - Insurance quotes again - Zero
