Motoring Discussion > Interesting Insurance products Tax / Insurance / Warranties
Thread Author: Meldrew Replies: 2
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New Mon 16 Jul 12 11:43 
 Interesting Insurance products - Meldrew
Just found this on the internet - might be of some interest. I thought £65 to cover Insurance XS might be value if one had a big one (insurance XS that is)

www.driverguardian.co.uk/
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New Mon 16 Jul 12 12:50 
 Interesting Insurance products - Manatee
Not bad if your excess is £500 and you are prepared to pay to reduce it. My rule of thumb is that the excess knocks about a quarter of its value off the annual premium. Not sure if that's still true but if it's anywhere near then £65 for £500 seems fair value.

I tend to choose a high excess. I don't pay to insure things I can afford to take the risk on.
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New Mon 16 Jul 12 13:00 
 Interesting Insurance products - Zero
there is of course the aggro of having to deal with two insurance companies if you need to claim. I would prefer to pay one increased premium.
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