That sphincter-tightening time has arrived regarding arranging insurance for my 18 year-old son. I feel that - despite my best tightwad efforts - I'm in for a wallet-squeezing experience!
He's still learning to drive at the moment, but both my jalopies are large automatics. The plan is to mothball one of them and for me to buy a more learner-friendly jalopy with a manual gearbox. This will allow him to augment his lessons - though whether he'll listen to me is anyone's guess :-)
His medium-term plans are unclear (surprise, surprise), so I don't know whether I need to buy something which he'll be able to insure in his own right on gaining his full licence.
What I need to know is the rate of rise in insurance cost versus vehicle group - particularly at the lower end of the scale. Is there much difference between, say, groups 1 to 4 in percentage terms (I know it'll be high, whatever!). Is there an insurance group 'ceiling', above which the Ins. Co's will simply refuse to quote?
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