Another question for BR insurance gurus. Had a minor bump on the way to work yesterday - bumper to bumper contact resulting in scuffed paint - but my fault, darnit. By lunchtime, my insurer was calling to say an accident had been reported by the third party, every possible detail taken over the phone and logged etc. Tonight the third party calls to say the estimate for repair is £105 and would I like to pay to avoid an insurance claim against me. I tell him it's a bit late for that, as he's already logged a claim. He says he will call his insurer tomorrow (coincidentally the same as mine) and ask if his claim can be withdrawn.
Soooo, what happen's now? Will the insurer delete the whole incident if no claim is pursued or, as I suspect, will I now have a my-fault incident on my file, affecting my premium for the next 5 years? Don't want to pay for the repair AND still take an insurance hit! I'll probably call the insurer tomorrow, but I suspect this might not be in their script.
|
Insurance catch 22? new
Insurance catch 22? new