Today I received a letter from the Motor Insurers Bureau claiming my vehicle (VRM details shown) was not shown as insured on the MID (Motor Insurers Database) and advising that I should contact my insurers. Consequences could be DVLA on my case for breaching 'Continuous Insurance'.
WOT!!!!!???
So I checked MID and sure enough it corroborated what the letter was saying.
Into the folder for that vehicle and pull out the envelope with insurance details therein. Ive been with Direct Line for some years now. Insurance expiry date 16.2.22.
Renewal letter 18.1.22
Renewal Txt 18.1.22
Renewal letter reminder 1.2.22
Renewel Txt 1.2.22
So plenty of reminders. DL have a 'My Account' with copies of all the documents etc. The renewal notice gives several options one of which is through 'My Account'.
I recall entering 'My Account' on the renewal date and it stated that it would auto renew and not to do anything.
At 15.05 On the 21.2.22 I decided to recheck 'My Account, to see if the policy had renewed and it stated
'Your policy will automatically renew on 21/02/2022'. I had the option to 'Stop the renewal' or 'Pay now'. Not much point paying now the transaction was about to be completed.
Something was niggling me so I did a screen shot.
However and its probably a bit slack on my part I never re re checked and credit cards are way behind as regards payments so it never flagged up.
So bottom line is that it would appear my vehicle has not been insured from the 16.2.22 until
6.5.22.
Called DL and the policy renewed. They stated that it couldn't Auto Renew as they hadn't got my card details. However the start date is today. When I expressed concern that DVLA could potentially be chasing me the representative said that they had never known it happen and they could supply some sort of Certificate of Indemnity to cover admin issues.
Good job I've not been using it on the road. It did have the potential to cause me some pain.
Last edited by: Fullchat on Fri 6 May 22 at 23:49
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Walk of Shame :( new
Walk of Shame :( new